COURCE PLAN MANAGEMENT OF FINANCIAL SERVICES

                                                                                                                                                  

Caarmel Engineering College

Perunad – Pathanamthitta

                                            DEPARTMENT OF MANAGEMENT STUDIES               CML/ACD/04 (MBA)

                                                                                                                                                LENY MICHAEL- M.COM, MBA, MPHIL

Assistant professor-MBA           

COURCE PLAN

MANAGEMENT OF FINANCIAL SERVICES

Course Objective

a) To familiarize the students with the appropriate body of commercial, economic and financial knowledge in the financial service sector
b) To provide a clear understanding about a variety of Financial Services and Intermediaries in India

Pedagogy

v  Class Room Lectures with class participation

v  Practical Illustrations

v  Question & Answer Sessions

v  Class Seminars on various topics – By individual / group of students

v  Discussions based on previous year question papers.

Internal Assessment – It will be strictly on the basis of performance by the students on the following attributes (Based on M.G. Regulations 2012)

Factors	Marks
Attendance, Class Participation, Punctuality, & Discipline	10
Assignments	10
Seminars / Discussions / Presentation	05
Test Papers (2) & Model Examination	15 (5+5+5)
TOTAL	40 Marks

LESSON PLAN 

 MANAGEMENT OF FINANCIAL SREVICES

Session -1 Introduction – Financial System- Structure of Indian Financial System- Financial Service industry-Significant Factors affecting Indian Financial Industry

Session-2 Financial services- Meaning- Objectives- Functions- Features or Characteristics-Importance

Session -3  Kinds or Scope of financial services (Fund based and Fee based)- Modern services

Session -4 Financial intermediaries rendering Financial services- Specialized Financial Institutions- Commercial Banks- Merchant Bankers- Structure

Session -5 Financial services Industry in India - Problems in Indian financial service sector

Session -6 Roles SEBI, RBI in Financial Sector –Regulatory Frame Work

Session-7 Leasing – Concepts- Essential Elements of Leasing Or Characteristics – Types of lease- Difference Between Financial Lease and Operating Lease

Session-8 Tips for structuring a lease option- Advantages and disadvantages of Leasing-Leasing Process Services of Lessor

Session-9 Legal Aspects of Leasing- Contents of a Lease Agreement- Income Tax provisions relating to Leasing

Session-10 Factors influencing Buy or Lease Decision- Financial Analysis of Leasing (Lessee’s Point of View-NPV Method- Lessor’s Point of View- Present Value Method and IRR Method)

Session-11 Structure of Leasing Industry (Private sector and Public Sector)- Problems faced by leasing Companies in India- Basic Elements of Healthy Sector Leasing

Session-12 Hire Purchase – Concepts- Feature or Characteristics- Advantages- Disadvantages - Difference between Leasing and Hire Purchasing

Session-13 Legal Aspects- Provisions –Hire purchase agreement- warrants and conditions – Ceiling on Hire purchase charges- Rights and Obligations of Hirer and Vendor

Session- 14 Types of Hire Purchase Plan or structure in India- Tax consideration of Hire purchase.

Session-15 Mutual fund- Meaning- Scope or Feature- Classification of Mutual fund- Factors assessing Mutual funs or Analysis

Session-16 Importance or Advantages of Mutual fund – Disadvantages- Risk Involved in Mutual Fund

Session-17 Structure or organization of Mutual fund- Facilities available to Investors- Concept of NAV- Factors influence NAV

Session-18 Investors rights- Problems faced by Mutual Fund Industry- Indian mutual fund Industry.

Session-19 Stock Brokerage- Concept- Stock Broking Services- Conditions for grant of certificate to stock brokers

Session-20 Kinds of Stock Brokers- Functions of Brokers- Code of Conduct for Stock brokers- SEBI Guide lines Regulations of Mutual funds

Session-21 Insurance and Pension Management- Concept- Basic Principles of Insurance- Types of Policies

Session-22 Profile of Insurance Service providers- General Insurers- Others registered with IRDA- Life Insurers- Objectives of LIC

Session-23 Insurance Regulatory and Development Authority (IRDA)-Duties- Powers and Functions

Session-24 Consumer Finance- Concept- Types- Source of Consumer finance- Modes-

Session- 25 Demand for Consumer finance- Consumer finance Practice in India- Terms of Finance

Session- 26 Advantages and disadvantages of consumer Finance- Boom in Consumer finance

Session- 27 Venture Capital Funds – Concepts- Features – Activities of Venture capital fund- Scope- Stages of Venture Capital financing- Spread of risk and stages of financing

Session- 28- Importance or Advantages- Benefits of venture capital fund -Factors affecting Investment decision- Analysis of venture capital proposals- Factors to be considered for venture capital fund- venture capital investment process

Session- 29 Methods of venture capital financing- Venture capital in India- Problems and shortcomings of venture capital fund- Suggestions for growth of venture capital fund

Session- 30 Financial Technology: - Core banking- Concept- Solutions- Advantages

Session- 31 Electronic Clearing and Settlement System- Features- Operation cycle- Benefits

Session- 32 Electronic payment System- Features- Process- Payment methods -Financial Messaging system- Meaning- Benefits

Session- 33 Net Banking- Meaning- Advantages- Mechanics- Services- Drawbacks- Major Issues of Internet Banking- Indian Scenario Issues- Security issues

Session- 34 mobile Banking- Concept- Features- Registration Requirements- Services- Security issues

Session- 35 Financial product mark Up language- Technology in Corporate and Retail Banking- Advantages- Straight Through processing (STP)- benefits and Draw Backs

LIST OF REFERENCES

1. Financial markets & services by Gordon, E. Publication: Mumbai: Himalaya, 2007

2. Financial service & system by Gurusamy,S. Publication: Chennai: Vijay Nicole,2004

3. Management of financial services by Bhalla, V.K. Publication: New Delhi Anmol, 2005

4. Financial services & markets by Gurusamy, S. Publication: Australia: Thomson

5. Financial services by Tripathy, Nalini Prava Publication: New Delhi, PHI 2007

6. Financial services by Gupta, Shashi K. Publication: Ludhiana: Kalyani,2006

7. Financial services by Gomez, Clifford Publication: Kollam: Ajith' .

8. Financial services by Moorthy, R.V. Publication: Mumbai: Masters, 2003

9. Financial markets & services by Gordon, E. Publication: Mumbai: Himalaya,2005

10. Financial services by ICFAI Publication: Hyderabad: ICFAI, 2003

11. Bank management and financial services by Rose, Peter S. Publication: New delhi; TMH, 2010